Health Care Reform 101- Knowledge Check!

Welcome once again to our new weekly feature, Health Care Reform 101- Knowledge Check! Today. we have a new set of questions to test your skills on the new health care reform legislation. So get ready!



Health Care Reform 101- Knowledge Check!


Question #1:

Will the health reform law revise the current Medicaid program to uninsured and low-income adults regardless of whether or not they have kids?                 


-Yes

-No

Answer: Yes. Medicaid will be expanded to cover nearly all individuals under age 65 with incomes up to 133% of the federal poverty level ($14,400 for an individual or $29,300 for a family of four in 2010). 

Question #2:

Will the health reform law provide financial help to low and moderate income Americans who don't get insurance through their employer to assist them in getting coverage?  

-Yes                                                                                                   
 
-No

Answer: Yes. Individuals without access to affordable coverage who have incomes up to 400% of the federal poverty level will be eligible for premium tax credits based on their income. They will be able to purchase coverage through new insurance exchanges.

Question #3:

Will the health reform law prohibit insurance companies from denying coverage due to person's medical history or pre-existing health condition? 
                                                           
-Yes                                                                                   

-No

Answer: Yes. Starting in 2014, all health insurers will be required to sell coverage to everyone who applies, regardless of their medical history or health status, including pre-existing conditions.